Blog
Notes on investing, written for investors
Longer pieces on the questions that come up in conversation, written in plain language, with no product being sold at the end of them.
- Life Insurance
Term Insurance vs. Traditional Life Insurance: Understanding the Difference
Understand how term insurance and traditional life insurance serve different protection and savings objectives.
29 October 20266 min read - Health Insurance
Health Insurance: Why Medical Coverage Is Essential for Every Family
Health insurance can help families prepare for the financial impact of hospitalisation, treatment and medical uncertainty.
28 October 20266 min read - Health Insurance
How Much Health Insurance Coverage Does Your Family Need?
A practical way to assess health insurance coverage based on your family, location and likely healthcare needs.
27 October 20266 min read - Health Insurance
Family Health Insurance: What Every Parent Should Know
Key family floater features and questions parents should consider before choosing health insurance.
26 October 20266 min read - Health Insurance
Common Health Insurance Mistakes You Should Avoid
Avoid common oversights around premiums, coverage, disclosure, renewals and the health insurance claim process.
25 October 20266 min read - General Insurance
What Is General Insurance and Why Does It Matter?
General insurance helps protect your home, vehicle, travel plans, business interests and other valuable assets from unexpected losses.
24 October 20265 min read - General Insurance
Motor Insurance in India: A Practical Guide for Vehicle Owners
Understand the key differences between third-party and own-damage cover and how to make better motor insurance decisions.
23 October 20266 min read - Insurance Guidance
Insurance Claim Process Explained: What Policyholders Should Know
A clear overview of the steps, documents and communication that can help policyholders navigate an insurance claim.
22 October 20266 min read - Insurance Guidance
How to Choose the Right Insurance Policy for Your Needs
Use your responsibilities, risks, budget and policy conditions to make a more informed insurance decision.
21 October 20266 min read 
Asset AllocationRole of asset allocation in achieving your financial goals
Asset allocation is diversifying your investments across different asset classes. Different asset classes have different risk / return profiles. By diversifying across asset classes, you can…
15 July 20265 min read
Market VolatilityVolatility in Markets and Your Long-Term Investment
Markets have been more volatile than many investors are comfortable with, and the recent geopolitical shock around the US-Iran conflict has amplified that turbulence by pushing crude higher,…
30 June 20264 min read
Asset AllocationMulti Asset Allocation: Importance of having gold and silver exposure
The market is trading near its all time highs. Though the market has made a number of attempts to breakout from current range, we are seeing profit booking at upper end of the trading range.…
12 January 20265 min read
Financial PlanningFinancial Independence and Mutual Funds
The aspiration to lead a life without financial tensions is a desire in many hearts. As we prepare to celebrate the Independence Day on 15th August 2025, the quest for financial independence is so…
13 August 20254 min read
SIPHow to create long term wealth with SIP Top Up?
We have to face the challenge of dealing with multiple financial goals throughout our life. As we go through different stages of life, new goals get added. As our income increases, lifestyles and…
31 July 20247 min read
Returns & MetricsXIRR: Way to calculate Mutual Fund SIP returns
A college friend bought a property in one of the suburban areas of Mumbai for Rs 30 lakhs in 2002. He recently sold the property at Rs 1.5 Crores – a profit Rs 1.2 Crores on an investment of Rs 30…
25 June 20185 min read